Hugh Bartty-King with a foreword by Sir Gordon Borrie (1991). The Worst Poverty: A History of Debt and Debtors. (Wolfeboro, NH: A. Sutton Pub., 214 p.). Consumer credit--Great Britain--History; Debt--Great Britain--History.

Richard Disney Bertola, and Charles Grant, Eds, Giuseppe (2006). The Economics of Consumer Credit. (Cambridge, MA: MIT Press, 378 p.). Professor of Economics (University of Turin); Professor of Economics (University of Nottingham); Lecturer (Reading University). Consumer credit. Cross-national perspective on consumer debt (households, typically analyzed in terms of their savings and portfolio choices) vs. borrowing by firms and producers; current empirical, theoretical research (privacy rules, regulation of contractual responsibilities, financial stability, overindebtedness).

Lendol Calder (1999). Financing the American Dream: A Cultural History of Consumer Credit. (Princeton, NJ: Princeton University Press, 377 p.). Assistant Professor of History (Augustana College, Rock Island, Illinois). Consumer credit--United States--History; Consumption (Economics)--United States--History; Consumers--United States--History. First book-length social, cultural history of rise of consumer credit in America; 1890-1940 - legal, institutional, moral bases of today's consumer credit established; challenges idea that consumer credit has eroded traditional values; argues that monthly payments have imposed strict, externally reinforced disciplines on consumers, made culture of consumption less playground for hedonists than extension of what Max Weber called "iron cage" of disciplined rationality, hard work.

David S. Evans and Richard Schmalensee (2005). Paying with Plastic: The Digital Revolution in Buying and Borrowing. (Cambridge, MA: MIT Press, 367 p. [2nd ed.]). Vice Chairman of LECG Europe; John C. Head III Dean and Professor of Management and Economics at the Sloan School of Management (MIT). Credit cards--United States; Bank credit cards--United States; Electronic funds transfers--United States; Electronic commerce--United States; Consumer credit--United States. Impact of industry that epitomizes notion of two-sided markets: those in which two or more customer groups receive value only if all sides are actively engaged; implications for cardholder rewards, merchant interchange fees, card acceptance; implications of recent antitrust cases on industry, consolidation by bank mergers, rise of debit card, emergence of e-commerce.

Andrew Fight (2001). The Ratings Game. (New York, NY: Wiley, 273 p.). Credit Ratings.

Margot C. Finn (2003). The Character of Credit: Personal Debt in English Culture, 1740-1914. (New York, NY: Cambridge University Press, 362 p.). Warwick Research Fellow and Reader in History (University of Warwick). English prose literature--History and criticism; Economics and literature--Great Britain--History; Consumption (Economics)--Great Britain--History; Finance, Personal--Great Britain--History; Consumption (Economics) in literature; Credit--Great Britain--History; Debt--Great Britain--History; Economics in literature; Debt in literature; Great Britain--Economic conditions. History of English consumer culture from three interlocking perspectives: 1) representations of debt in novels, diaries, autobiographical memoirs; 2) transformation of imprisonment for debt; 3) use of small claims courts to mediate disputes between debtors, creditors.

Edward M. Gramlich with a foreword by Robert D. Reischauer (2007). Subprime Mortgages: America’s Latest Boom and Bust. (Washington, DC: Urban Institute Press, 120 p.). Former Federal Reserve Governor. Mortgage loans--United States; Real estate finance. How subprime market (loans at low interest rates, for little or no money down to low-income people pursuing American dream of homeownership) emerged, why it is in crisis, how to reform public policy to avert disaster. 

James Grant (1992). Money of the Mind : Borrowing and Lending in America from the Civil War to Michael Milken. (New York, NY: Farrar, Straus & Giroux, 513 p.). Credit--United States--History; Loans--United States--History; Credit control--United States--History.

--- (1993). Minding Mr. Market : Ten Years on Wall Street with Grant's Interest Rate Observer. (New York, NY: Farrar, Straus & Giroux, 424 p.). New York Stock Exchange; Interest rates--United States; Securities--United States; Finance--United States. 

Sidney Homer and Richard Sylla (1996). A History of Interest Rates. (New Brunswick, NJ: Rutgers University Press, 688 p.). Interest rates--History; Credit--History.

Scott B. MacDonald, Albert L. Gastmann (2001). A History of Credit and Power in the Western World. (Brunswick, NJ: Transaction Publishers, 314 p.). Credit--History; Finance--History; Finance, Public--History; Power (Social sciences)--History; Political science--Economic aspects--History; Economic history; World history.

Lewis Mandell (1990). The Credit Card Industry: A History. (Boston, MA: Twayne Publishers, 176 p.). Credit cards--United States--History; Consumer credit--United States--History.

Robert D. Manning (2000). Credit Card Nation: The Consequences of America's Addiction to Credit. (New York, NY: Basic Books, 406 p.). Caroline Werner Gannett Professor of the Humanities (Rochester Institute of Technology). Credit cards--United States; Consumer credit--United States. Present, future consequences of credit dependence across all strata of U.S. society; suggests that debt leads to financial ruin, to moral and social degradation; critical of credit-card-issuing banks and their policies; critical of mass-marketing campaigns (powerfully influence public's belief that short-term consumption is preferable to pain of producing, spending is preferable to saving).

Timothy J. Sinclair (2005). The New Masters of Capital: American Bond Rating Agencies and the Politics of Creditworthiness. ( Ithaca, NY: Cornell University Press, 186 p.). Senior Lecturer in International Political Economy (University of Warwick). Rating agencies (Finance)--United States; Bonds--Ratings--United States; Credit ratings--United States. 

Jesse Rainsford Sprague (1943). The Romance of Credit. (New York, NY: Appleton-Century-Crofts, 253 p.). Credit.

Ceri Sullivan (2002). The Rhetoric of Credit: Merchants in Early Modern Writing. (Madison, NJ: Fairleigh Dickinson University Press, 217 p.). Credit--History; Merchants--History; Rhetoric--History.