Credit - History
Hugh Bartty-King with a foreword by Sir Gordon Borrie (1991).
The Worst Poverty: A History of Debt and Debtors.
(Wolfeboro, NH: A. Sutton Pub., 214 p.). Consumer credit--Great
Britain--History; Debt--Great Britain--History.
Richard Disney Bertola, and Charles Grant, Eds, Giuseppe (2006).
The Economics of Consumer Credit. (Cambridge, MA: MIT
Press, 378 p.). Professor of Economics (University of Turin);
Professor of Economics (University of Nottingham); Lecturer
(Reading University). Consumer credit. Cross-national perspective on consumer debt (households, typically analyzed in
terms of their savings and portfolio choices) vs. borrowing by
firms and producers; current empirical, theoretical research
(privacy rules,
regulation of contractual responsibilities, financial stability, overindebtedness).
Lendol Calder (1999).
Financing the American Dream: A Cultural History of Consumer
Credit. (Princeton, NJ: Princeton University Press, 377
p.). Assistant Professor of History (Augustana College, Rock
Island, Illinois). Consumer credit--United States--History;
Consumption (Economics)--United States--History; Consumers--United
States--History. First book-length social, cultural history of
rise of consumer credit in America; 1890-1940 - legal,
institutional, moral bases of today's consumer credit established;
challenges idea that consumer credit has eroded traditional
values; argues that monthly payments have imposed strict,
externally reinforced disciplines on consumers, made culture of
consumption less playground for hedonists than extension of what
Max Weber called "iron cage" of disciplined rationality, hard
work.
David S. Evans and Richard Schmalensee (2005).
Paying with Plastic: The Digital Revolution in Buying and
Borrowing. (Cambridge, MA: MIT Press, 367 p. [2nd ed.]).
Vice Chairman of LECG Europe; John C. Head III Dean and Professor
of Management and Economics at the Sloan School of Management
(MIT). Credit cards--United States; Bank credit cards--United
States; Electronic funds transfers--United States; Electronic
commerce--United States; Consumer credit--United States.
Impact of industry that epitomizes notion of two-sided
markets: those in which two or more customer groups receive value
only if all sides are actively engaged; implications for cardholder
rewards, merchant interchange fees, card acceptance; implications of recent antitrust
cases on industry, consolidation by
bank mergers, rise of debit card, emergence of e-commerce.
Andrew Fight (2001).
The Ratings Game. (New York, NY: Wiley, 273 p.). Credit
Ratings.
Margot C. Finn (2003).
The Character of Credit: Personal Debt in English Culture,
1740-1914. (New York, NY: Cambridge University Press, 362
p.). Warwick Research Fellow and Reader in History (University of
Warwick). English prose literature--History and criticism;
Economics and literature--Great Britain--History; Consumption
(Economics)--Great Britain--History; Finance, Personal--Great
Britain--History; Consumption (Economics) in literature;
Credit--Great Britain--History; Debt--Great Britain--History;
Economics in literature; Debt in literature; Great
Britain--Economic conditions. History of English consumer culture
from three interlocking perspectives: 1) representations of debt
in novels, diaries, autobiographical memoirs; 2) transformation of
imprisonment for debt; 3) use of small claims courts to mediate
disputes between debtors, creditors.
Edward M. Gramlich with a foreword by Robert D. Reischauer (2007).
Subprime Mortgages: America’s Latest Boom and Bust. (Washington,
DC: Urban Institute Press, 120 p.). Former Federal Reserve Governor.
Mortgage loans--United States; Real estate finance.
How subprime
market (loans at low
interest rates, for little or no money down to low-income
people pursuing American dream of homeownership) emerged, why it is in crisis, how
to reform public policy
to avert disaster.
James Grant (1992).
Money of the Mind : Borrowing and Lending in America from the
Civil War to Michael Milken. (New York, NY: Farrar, Straus
& Giroux, 513 p.). Credit--United States--History; Loans--United
States--History; Credit control--United States--History.
--- (1993).
Minding Mr. Market : Ten Years on Wall Street with Grant's
Interest Rate Observer. (New York, NY: Farrar, Straus &
Giroux, 424 p.). New York Stock Exchange; Interest rates--United
States; Securities--United States; Finance--United States.
Sidney Homer and Richard Sylla (1996).
A History of Interest Rates. (New Brunswick, NJ: Rutgers
University Press, 688 p.). Interest rates--History;
Credit--History.
Scott B. MacDonald, Albert L. Gastmann (2001).
A History of Credit and Power in the Western World.
(Brunswick, NJ: Transaction Publishers, 314 p.). Credit--History;
Finance--History; Finance, Public--History; Power (Social
sciences)--History; Political science--Economic aspects--History;
Economic history; World history.
Lewis Mandell (1990).
The Credit Card Industry: A History. (Boston, MA: Twayne
Publishers, 176 p.). Credit cards--United States--History;
Consumer credit--United States--History.
Robert D. Manning (2000).
Credit Card Nation: The Consequences of America's Addiction to
Credit. (New York, NY: Basic Books, 406 p.). Caroline
Werner Gannett Professor of the Humanities (Rochester Institute of
Technology). Credit cards--United States; Consumer credit--United
States. Present, future consequences of credit dependence across
all strata of U.S. society; suggests that debt leads to financial
ruin, to moral and social degradation; critical of
credit-card-issuing banks and their policies; critical of
mass-marketing campaigns (powerfully influence public's belief
that short-term consumption is preferable to pain of producing,
spending is preferable to saving).
Timothy J. Sinclair (2005).
The New Masters of Capital: American Bond Rating Agencies and the
Politics of Creditworthiness. ( Ithaca, NY: Cornell
University Press, 186 p.). Senior Lecturer in International
Political Economy (University of Warwick). Rating agencies
(Finance)--United States; Bonds--Ratings--United States; Credit
ratings--United States.
Jesse Rainsford Sprague (1943).
The Romance of Credit. (New York, NY:
Appleton-Century-Crofts, 253 p.). Credit.
Ceri Sullivan (2002).
The Rhetoric of Credit: Merchants in Early Modern Writing.
(Madison, NJ: Fairleigh Dickinson University Press, 217 p.).
Credit--History; Merchants--History; Rhetoric--History.
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